Scope of the
These rules apply only to 39BD's web and mobile services; external sites, separate offers, or third-party links are not included here.
Effective: August 2026
39BD App Terms of Use
This page contains the 39BD App terms, user agreement, and service rules together; many Dhaka users first read this page, then 39BD Login Or 39BD Download Do
The policies are arranged in small steps, so reading isn't hard for new members, existing members, and mobile users alike
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39BD App Complete Agreement
This section is the main basis; by entering the 39BD App you agree to the current terms, and that starts the user agreement.
If you're new, read this first; many people in Bangladesh scroll quickly on mobile, so we've kept the text short.
Device usage
On Android phones the app runs light; clearing the cache on older devices makes page loads smoother.
Security Terms
Keep your account information secure yourself; do not share passwords, OTP, or login information with anyone.
Three steps to comply
- First, read the terms in full.
- Then 39BD Login Then verify your information.
- If problems arise Help page Send a message
Severability clause: if one part is invalid, others remain.
If any clause becomes invalid, the entire contract does not collapse; the remaining sections remain in force, as stated.
Thus the document remains unchanged whether at the Dhaka office or using 3G in the countryside; the same rules apply.
Separate evaluation
Even if one condition is removed for legal reasons, the other conditions remain in effect, so the service continuity is not affected.
Right to modify
If needed, rules may be rewritten; when updated, it will be shown on this page.
Timely review
A monthly check is good; then new language, new provisions, or small service changes stand out.
Waiver of rights: leniency isn't a waiver.
If a clause is not applied immediately, it does not become a permanent exemption; the same rule applies next time.
This is a common principle; when funding an account with bKash, Nagad, or Rocket, the same patience is required; following the instructions makes it easier.
Three points to consider
- A delay once does not change the rule
- No exemption will be made without a written decision
- Save the support team's reply
If you have specific questions, 39BD FAQ The page will help; common questions are listed separately.
Rights transfer and liability
39BD may transfer service operation responsibility, technology, or documentation to another partner if needed, but your personal data use will always stay within policy.
Users cannot transfer their own account to anyone if you move to a new phone. 39BD App Set up correctly, then Payment method Match
Service transfer
If for legal or regulatory reasons the service may go to another organization, these terms will be aligned with the new framework.
Account liability
Login information, device, and session security are your responsibility; if someone else signs in on another person's phone, sign out.
View notices
If any major changes occur, a notice will be on this page, so checking in occasionally is wise.
If you have questions, contact 39BD.
If you have trouble understanding terms, don't delay Contact page Send a message if needed Help page too See
Finally, remember that 39BD App, 39BD Login, and 39BD Download all operate under this policy; as of August 2026 this document is updated, so read now.
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